Understanding the credit card perks options can be overwhelming with so many selections available, each offering different miles, cashback, and bonuses. We have streamlined the process to assist you in beginning in less than 5 minutes, with perpetual monitoring so that you are always kept updated if there are better cards available for you.
**Analysing Your Spending Habits**
The first step is to analyze your monthly expenses across different categories such as:
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- E-commerce
- Contactless
- Restaurant spending
- International payments
- Other expenditures
This information helps us gain insight into your spending patterns and identify the best set of credit cards based on your spend.
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**Personalized Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our repository of credit cards to calculate the potential rewards you could earn from various credit cards, considering factors like reward rates, caps, and exclusions.
We keep a current repository of credit card offers from all key financial players in Singapore, including miles and cashback cards as well as Sign-up Bonuses.
We also provide options for further optimization such as only focusing on select bank offerings or no-fee options for the first year.
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**Ongoing Updates and Suggestions**
Since card benefits can change over time, our platform regularly refreshes its recommendations based on your spending and notifies you of changes needed in your card portfolio to boost your rewards collection. This adaptable process ensures you always have the optimal selection to maximize your rewards and benefits.
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